Taking time off work and buying service

Thinking about taking time off work? You may be able to buy back that time and potentially increase your pension from the plan.

Learn about gaps in service

Learn about buying service for leaves of absence and other times you were not contributing to the plan.

Make a decision on buying service

Explore the factors involved when buying service and what you should consider. Buying service can potentially increase your future pension.

Understand the process

Learn the steps you need to take to buy service and build your pension over the long term.

Start the process

Get a cost estimate and start your application.

Make a payment

Find out your payment options and how to pay through online banking or transfer from an existing RRSP or locked-in retirement vehicle.